Save up well over the cost the bird (that's the cheap part) research, and then go with the specie you are passionate about.
I adopted my first GW macaw at 19, sadly, having not interacted with any previoisly as I grew up in a farm town before moving out for college.
I had a passion for outdoor freeflight/animal training though so the quest began.
They're expensive and can certainly leave a mark if they're upset /scared but they are nothing compared to my horses or even German shepherds in regards to expense and potential for legitimate injury, fatality, or insurance etc etc if that is any reassurance.
I had no regrets and about a year later, I ended up adopting a second one, B&G.
Every bird is an individual in terms of noise and propensity for biting/bite inhibition.
Some are quite quiet. I have lived in 6 apartments as I moved across the country with my macs, never a single noise complaint. My GW is much quieter than the B&G though.
In regards to the biting, aside from beakiness, steady themselves, or play wrestling in the past, I have yet to be actually bitten. My GW again is more placid and gentle while the B&G is way more energetic and mouthy.
I may of course get bitten but that's not really the point...if you respect the body language and work on your training/2 way communication, you will get ever developing trust and bond, even through the rough hormones.
Consequently, the odds of a bite, especially a notable one, go down exponentially to where I think it is well worth the risk to owning one of these incredible birds.
So long story short I guess, if you save and then budget, research the species, dedicate to their health and training, ideally meet some, and have the passion for them, there is absolutely no reason you cannot get a macaw.
Good luck and have fun on your journey. Please keep us updated. If you're able to and decide, we'd love to see a post from you on the Macaw Check in.